/* ==========================================================================
   Top Choice Payments: site styles
   Mobile-first, system fonts, no framework. Colors come from the TCP logo.
   Brand orange (#f04f23) is used only for decoration. Buttons and links use
   darker shades so text passes WCAG AA contrast.
   ========================================================================== */
:root{
  --navy:#27415e;          /* logo navy: 10.6:1 on white */
  --navy-dark:#1b2f45;
  --orange:#f04f23;        /* logo orange: decoration only */
  --orange-aa:#b93a12;     /* button orange: 5.6:1 with white text */
  --orange-aa-hover:#9a2f0d;
  --text:#1f2937;
  --muted:#4b5563;         /* 7.5:1 on white */
  --bg:#ffffff;
  --bg-soft:#f4f6f9;
  --line:#dde3ea;
  --focus:#1d4ed8;
  --radius:10px;
  --shadow:0 4px 18px rgba(16,24,40,.07);
  --max:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.6;color:var(--text);background:var(--bg)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:2px}
a:hover{color:var(--orange-aa)}
h1,h2,h3,h4{color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.9rem,5vw,2.8rem)}
h2{font-size:clamp(1.5rem,3.5vw,2.05rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
ul{padding-left:1.2em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 1.25rem}
.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* Focus: always visible for keyboard users */
:focus-visible{outline:3px solid var(--focus);outline-offset:3px;border-radius:4px}

/* Skip link */
.skip-link{position:absolute;left:1rem;top:-100px;z-index:1000;background:var(--navy);color:#fff;padding:.7rem 1rem;border-radius:6px;font-weight:700;text-decoration:none}
.skip-link:focus{top:1rem;color:#fff}

/* Header + nav */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:72px}
.brand img{width:210px;height:auto}
.nav-toggle{display:none;align-items:center;gap:.5rem;background:#fff;border:1px solid var(--line);border-radius:8px;padding:.5rem .75rem;font:inherit;font-weight:600;color:var(--navy);cursor:pointer}
.nav-toggle-bars,.nav-toggle-bars::before,.nav-toggle-bars::after{display:block;width:20px;height:2px;background:var(--navy);position:relative;content:""}
.nav-toggle-bars::before{position:absolute;top:-6px}
.nav-toggle-bars::after{position:absolute;top:6px}
.js .nav-toggle{display:inline-flex}
.main-nav ul{list-style:none;margin:0;padding:0}
.main-nav a{display:block;padding:.65rem .25rem;font-weight:600;text-decoration:none;color:var(--navy)}
.main-nav a[aria-current="page"]{color:var(--orange-aa);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px}
.main-nav .nav-cta{margin-top:.5rem}
/* Mobile: the menu collapses when JS is available. Without JS it stays open. */
.no-js .main-nav{width:100%}
.no-js .header-inner{flex-wrap:wrap;padding:.5rem 0}
.js .main-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:.5rem 1.25rem 1rem}
.js .main-nav.is-open{display:block}

@media (min-width:960px){
  .js .nav-toggle{display:none}
  .js .main-nav,.no-js .main-nav{display:block;position:static;box-shadow:none;border:0;padding:0;width:auto}
  .main-nav ul{display:flex;align-items:center;gap:1.1rem}
  .main-nav .nav-cta{margin:0 0 0 .4rem}
  .no-js .header-inner{flex-wrap:nowrap}
}

/* Buttons */
.btn{display:inline-block;padding:.8rem 1.25rem;border-radius:8px;border:2px solid transparent;font-weight:700;font-size:1rem;line-height:1.2;text-decoration:none;cursor:pointer;text-align:center;font-family:inherit}
.btn-primary{background:var(--orange-aa);color:#fff}
.btn-primary:hover{background:var(--orange-aa-hover);color:#fff}
.btn-secondary{background:var(--navy);color:#fff}
.btn-secondary:hover{background:var(--navy-dark);color:#fff}
.btn-outline{background:#fff;border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--bg-soft);color:var(--navy)}
.main-nav .nav-cta a{color:#fff;padding:.6rem 1rem}
.btn-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.25rem}

/* Sections */
.section{padding:3.5rem 0}
.section-soft{background:var(--bg-soft)}
.section-navy{background:var(--navy);color:#fff}
.section-navy h2,.section-navy h3{color:#fff}
.section-navy a:not(.btn){color:#fff}
.lead{font-size:1.15rem;color:var(--muted)}
.section-navy .lead{color:#e6ebf1}
.eyebrow{display:inline-block;font-size:.85rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--orange-aa);margin-bottom:.5rem}
.section-head{max-width:760px;margin-bottom:2rem}

/* Page hero (inner pages) */
.page-hero{background:linear-gradient(180deg,#f4f6f9,#fff);border-bottom:1px solid var(--line);padding:2.75rem 0 2.25rem}
.page-hero p{max-width:760px}

/* Home hero */
.hero{padding:2.5rem 0 3rem;background:linear-gradient(180deg,#f4f6f9 0%,#fff 100%)}
.hero-grid{display:grid;gap:2rem;align-items:center}
.hero-media img{border-radius:var(--radius);box-shadow:var(--shadow);width:100%}
@media (min-width:900px){.hero-grid{grid-template-columns:1.05fr 1fr}.hero{padding:4rem 0}}

/* Offering split */
.split{display:grid;gap:1.25rem}
@media (min-width:820px){.split{grid-template-columns:1fr 1fr}}
.split-card{background:#fff;border:1px solid var(--line);border-top:6px solid var(--navy);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow);display:flex;flex-direction:column}
.split-card.processing{border-top-color:var(--orange)}
.split-card .provider{font-size:.95rem;color:var(--muted);margin:-.25rem 0 1rem}
.split-card .provider strong{color:var(--text)}
.split-card ul{margin:0 0 1.25rem}
.split-card .btn{margin-top:auto;align-self:flex-start}
.split-note{margin-top:1.25rem;font-size:.95rem;color:var(--muted)}

/* Cards / grids */
.grid{display:grid;gap:1.25rem}
@media (min-width:600px){.grid-2,.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:960px){.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow)}
.card h3{margin-bottom:.4rem}
.card p:last-child{margin-bottom:0}
.partner-card{display:flex;flex-direction:column;scroll-margin-top:96px}
.partner-card img{width:100%;max-width:240px;aspect-ratio:2/1;object-fit:contain;margin-bottom:.75rem;border-radius:6px}
.partner-card .tag{font-size:.85rem;color:var(--muted);margin-bottom:.4rem}
.partner-card .card-link{margin-top:auto;font-weight:700}
.logo-strip{display:grid;grid-template-columns:repeat(2,1fr);gap:.75rem;list-style:none;padding:0;margin:0}
@media (min-width:600px){.logo-strip{grid-template-columns:repeat(4,1fr)}}
@media (min-width:960px){.logo-strip{grid-template-columns:repeat(6,1fr)}}
.logo-strip li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:.35rem}
.logo-strip img{width:100%;aspect-ratio:2/1;object-fit:contain}

/* Steps */
.steps{counter-reset:step;list-style:none;padding:0;margin:0;display:grid;gap:1rem}
@media (min-width:820px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps li{counter-increment:step;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.25rem}
.steps li::before{content:counter(step);display:inline-grid;place-items:center;width:2rem;height:2rem;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:.6rem}
.steps h3{font-size:1.05rem}

/* Feature list */
.check-list{list-style:none;padding:0;margin:0 0 1rem}
.check-list li{position:relative;padding-left:1.6rem;margin-bottom:.45rem}
.check-list li::before{content:"";position:absolute;left:.2rem;top:.55em;width:.55rem;height:.55rem;border-radius:2px;background:var(--orange)}
.cols-2{columns:1}
@media (min-width:700px){.cols-2{columns:2;column-gap:2rem}}
.callout{border-left:5px solid var(--navy);background:var(--bg-soft);padding:1rem 1.25rem;border-radius:0 var(--radius) var(--radius) 0;margin:1.25rem 0}
.callout.warn{border-left-color:var(--orange-aa)}
.review-flag{border:2px dashed var(--orange-aa);background:#fff7f3;padding:1rem 1.25rem;border-radius:var(--radius);margin:0 0 1.5rem}
.prose{max-width:780px}
.prose h2{margin-top:2rem;font-size:1.4rem}

/* Industries */
.industry h3{display:flex;align-items:center;gap:.5rem}
.industry .fit{font-size:.9rem;color:var(--muted);margin:0}

/* CTA band */
.cta-band{text-align:center}
.cta-band .btn-row{justify-content:center}
.cta-band .btn-outline{border-color:#fff}

/* Contact + form */
.contact-grid{display:grid;gap:2rem}
@media (min-width:900px){.contact-grid{grid-template-columns:1.6fr 1fr}}
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;box-shadow:var(--shadow)}
.form-row{display:grid;gap:1rem}
@media (min-width:640px){.form-row.two{grid-template-columns:1fr 1fr}}
.field{margin-bottom:1rem}
.field label,.field legend{display:block;font-weight:600;margin-bottom:.3rem}
.field .hint{display:block;font-size:.9rem;color:var(--muted);font-weight:400}
.req{color:var(--orange-aa)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;font:inherit;padding:.7rem .8rem;border:1px solid #8a94a3;border-radius:8px;background:#fff;color:var(--text)}
textarea{min-height:130px;resize:vertical}
input[aria-invalid=true],select[aria-invalid=true],textarea[aria-invalid=true]{border-color:#b42318;border-width:2px}
fieldset{border:0;margin:0;padding:0}
.choices{display:grid;gap:.35rem}
@media (min-width:640px){.choices{grid-template-columns:1fr 1fr}}
.choice{display:flex;gap:.55rem;align-items:flex-start;font-weight:400!important}
.choice input{width:1.15rem;height:1.15rem;margin-top:.25rem;flex:none;accent-color:var(--navy)}
.consent{background:var(--bg-soft);border-radius:8px;padding:.9rem 1rem;font-size:.95rem}
.field-error{color:#b42318;font-size:.9rem;font-weight:600;margin-top:.25rem}
.form-status{margin-top:1rem;padding:.9rem 1rem;border-radius:8px;font-weight:600}
.form-status:empty{display:none}
.form-status.success{background:#ecfdf3;color:#05603a;border:1px solid #6ce9a6}
.form-status.error{background:#fef3f2;color:#b42318;border:1px solid #fda29b}
.hp-field{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.contact-card dt{font-weight:700;color:var(--navy)}
.contact-card dd{margin:0 0 1rem}

/* Footer */
.site-footer{background:var(--navy-dark);color:#dfe5ec;padding:3rem 0 1.5rem;font-size:.95rem}
.site-footer a{color:#fff}
.site-footer h2{color:#fff;font-size:1rem;letter-spacing:.04em;text-transform:uppercase;margin-bottom:.75rem}
.footer-grid{display:grid;gap:2rem}
@media (min-width:700px){.footer-grid{grid-template-columns:1fr 1fr}}
@media (min-width:1000px){.footer-grid{grid-template-columns:1.5fr 1fr 1fr 1fr 1fr}}
.footer-logo{background:#fff;border-radius:8px;padding:.5rem .75rem;display:inline-block;margin-bottom:1rem}
.footer-logo img{width:180px}
.footer-links{list-style:none;margin:0;padding:0}
.footer-links li{margin-bottom:.4rem}
.social{display:flex;gap:.75rem;margin-top:.5rem}
.social a{display:inline-flex;align-items:center;gap:.4rem}
.social svg{width:20px;height:20px;fill:currentColor}
.disclaimer{border-top:1px solid rgba(255,255,255,.2);margin-top:2rem;padding-top:1.25rem;font-size:.85rem;color:#c9d3de}
.disclaimer p{margin-bottom:.6rem}
.linklike{background:none;border:0;padding:0;font:inherit;color:#fff;text-decoration:underline;cursor:pointer}

/* Cookie consent banner (shown only when a Meta Pixel ID is set) */
.consent-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:200;background:#fff;color:var(--text);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 30px rgba(0,0,0,.18);padding:1rem 1.25rem;max-width:640px;margin:0 auto}
.consent-banner p{margin:0 0 .75rem;font-size:.95rem}
.consent-banner .btn{padding:.6rem 1rem}

/* Reduced motion */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}
/* Print */
@media print{.site-header,.site-footer,.consent-banner,.skip-link{display:none}}

/* Solution pages */
.solution-hero .container{display:grid;gap:1.5rem;align-items:center}
@media (min-width:820px){.solution-hero .container{grid-template-columns:1.6fr 1fr}}
.solution-logo{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:.75rem;max-width:320px;width:100%;justify-self:center}
.solution-logo img{width:100%;aspect-ratio:2/1;object-fit:contain}
.faq details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1rem 1.25rem;margin-bottom:.75rem}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy)}
.faq details[open] summary{margin-bottom:.5rem}
.faq details p{margin:0}
.disclosure{border-left:4px solid var(--navy);background:var(--bg-soft);padding:1rem 1.25rem;border-radius:0 var(--radius) var(--radius) 0;font-size:.95rem;color:var(--muted)}
.disclosure p:last-child{margin-bottom:0}
.related-links{display:flex;flex-wrap:wrap;gap:.5rem 1rem;list-style:none;padding:0;margin:0}

/* Payment partner logos (Full Stack Payments, Luqra) */
.partner-logo{display:block;height:auto;width:auto;max-width:100%}
.split-logo{height:44px;margin-bottom:1rem}
.split-logo .partner-logo{height:44px;width:auto;max-width:220px;object-fit:contain;object-position:left center}
.logo-strip.payment-partners{grid-template-columns:1fr;margin-bottom:1rem}
@media (min-width:600px){.logo-strip.payment-partners{grid-template-columns:repeat(2,1fr)}}
.logo-strip.payment-partners li{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:.5rem;padding:1.1rem 1rem}
.logo-strip.payment-partners img{aspect-ratio:auto;height:48px;width:auto;max-width:240px}
.logo-strip.payment-partners span{font-size:.9rem;color:var(--muted)}
.logo-note{font-size:.85rem;color:var(--muted);margin:.75rem 0 0}
.partner-banner{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 1.5rem}
.partner-banner .partner-logo{height:40px;width:auto}
.partner-banner p{margin:0;flex:1 1 320px}
.partner-banner .logo-note{flex-basis:100%}
.callout-logo .partner-logo{height:28px;width:auto;margin-bottom:.5rem}
.callout-logo p{margin:0}
.card .partner-logo{max-width:320px}
.breadcrumb{font-size:.9rem;color:var(--muted);padding-top:1rem}
.strip-h{font-size:1rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin:1.25rem 0 .6rem}