Payments for small and growing businesses

Payments that fit the way your business already runs

Top Choice Payments helps businesses take payments in person, online, and inside the software they already use. We work with established payment partners, and you get one point of contact from your first question through setup.

A shop owner hands a card terminal to a customer at the counter

What we offer

Two ways we can help

We work with two payment partners. Which one fits depends on whether your payments run inside a software platform or through a standalone merchant account.

Software & integrated payments

Provided through Full Stack Payments

Using, or thinking about, one of these software platforms? We can set up payments built into it, so they run in the same system you use to book, invoice, and manage customers.

  • FieldPulse
  • GymDesk
  • CCStorage
  • DefenderPOS
  • Micros
  • SimpleSpa
  • TI Payments
  • GiveHub
  • TattooGenda
  • Vino
  • DepositFix
Explore software & payments

Merchant processing

Provided through Luqra

Need a standalone merchant account? We help businesses get set up to take cards in person, online, and by bank transfer.

  • Retail and in-person card processing
  • Payment gateway and eCommerce
  • ACH (bank) payments
  • High-risk merchant accounts
  • Dual pricing and surcharge programs, where allowed
Explore merchant processing

Top Choice Payments is an independent agent. Full Stack Payments and Luqra, along with their banking partners, provide the payment services and make all approval decisions.

Logos are trademarks of their respective owners; use does not imply endorsement.

Partners

Our payment partners and software platforms

Software payments run through Full Stack Payments, and merchant processing runs through Luqra. The software platforms below connect to payments through Full Stack Payments. If you use one of them, or plan to, we can help you get payments running inside it.

Our payment partners

  • Software & integrated payments
  • Merchant processing

Software platforms that use Full Stack Payments

  • FieldPulse
  • GymDesk
  • CCStorage
  • DefenderPOS
  • Micros
  • SimpleSpa
  • TI Payments
  • GiveHub
  • TattooGenda
  • Vino
  • DepositFix

See all software partners and what each one does

How it works

From first call to taking payments

  1. Tell us about your business

    What you sell, how customers pay, and what software you use today.

  2. Get a recommendation

    We suggest the option that fits: integrated software payments, a merchant account, ACH, or a mix.

  3. Apply and get set up

    We help you through the application. The processor reviews and approves it, then we help with setup.

  4. Ongoing help

    Questions after you go live? You can still call us.

Industries

Who we work with

Field service, fitness, self-storage, firearms retail, restaurants, salons and spas, healthcare, nonprofits, tattoo studios, wineries, retail, eCommerce, and high-risk businesses.

Browse industries

Not sure which option fits?

Tell us how you sell today and what software you use. We will point you to the option that fits, or tell you if we are not the right match.