Legal
Terms of Use
Effective date: {{TERMS_EFFECTIVE_DATE}}
These Terms of Use govern your use of this website, operated by {{BUSINESS_LEGAL_NAME}} ("Top Choice Payments," "we," "us"). By using the site, you agree to these terms.
1. Who we are
Top Choice Payments is an independent sales agent and reseller of payment products, and an authorized agent for Full Stack Payments. We are not a bank or payment processor. Payment services are provided by our processing partners and their sponsor banks under separate agreements between you and those providers. Those agreements, not these website terms, govern any payment services you receive.
2. Information on this site
Site content is general information about the products we offer. It is not an offer of credit, a guarantee of approval, or legal, tax, or financial advice. Product features, availability, and program rules (including dual pricing, surcharging, and ACH) can change and may vary by state, industry, and provider.
3. Applications and approval
All merchant accounts and payment services are subject to the processing partner's application, underwriting, and approval. Submitting our contact form does not start an application or guarantee approval.
4. Acceptable use
Do not misuse the site. That includes trying to gain unauthorized access, interfering with its operation, or submitting false or harmful information.
5. Intellectual property
The Top Choice Payments name and logo belong to us. Third-party names and logos belong to their owners and appear here only to identify products we offer.
6. Third-party links
Links to other websites are provided for convenience. We are not responsible for their content or practices.
7. Disclaimers and limitation of liability
The site is provided "as is." To the extent allowed by law, we disclaim all warranties and are not liable for indirect or consequential damages arising from use of the site.
8. Governing law
These terms are governed by the laws of the State of {{GOVERNING_LAW_STATE}}.
9. Changes
We may update these terms and will change the effective date above when we do.
10. Contact
{{BUSINESS_LEGAL_NAME}}
{{MAILING_ADDRESS}}
Email: {{PUBLIC_EMAIL}}
Phone: (817) 601-5522